Health and Fitness
How Does The Health Care Reform Influence Buying Individual Health Insurance?
Many people are concerned with all the news in the media today regarding the health care reform that was recently approved. It is difficult for many people to understand exactly what this reform is going to mean to them in their own personal lives and how it is going to influence buying individual health insurance. It can be difficult to discern all of the information and, in fact, many people who are experts in the field had some trouble understanding all of the data within the reform.
There are a few key points worth noting that will affect many people. One of these is for those who already have a medical problem and feel that they may be turned down for major medical insurance because of it. The fact is that these people will not have any problem buying individual health insurance, according to the reform.
Another great thing about the reform is that health insurance premiums will not be increased simply because the insured is diagnosed with a health issue. Standard rates will be established to include everyone, even those who have a serious long-term injury or illness. Currently, it can be difficult to find a plan that covers existing conditions without spending more than those who are healthy would be required to pay.
Another change that will be made for those buying individual health insurance is that any employer with more than fifty employees will be required to offer it. This does not go into effect for a few more years, but those who are waiting for their company to offer health insurance now have a definite idea when this will happen. Until then, it may be wise to start with some individual health insurance comparison-shopping in order to be covered temporarily.
For those who do not have the budget for buying individual health insurance, there will be a subsidy plan set up. Those who do not earn over eighty eight thousand dollars a year will qualify for this stipend. This can help those who have a lower income and who do not get benefits from their employer, or who are self-employed, to have medical coverage.
There are many more points to the reform that can be read in the full package. Those who are looking into buying individual health insurance should go ahead and continue their research as nothing goes into effect until 2014. A few months are too long to go without health coverage so waiting a few years is not a great idea.
There are a few key points worth noting that will affect many people. One of these is for those who already have a medical problem and feel that they may be turned down for major medical insurance because of it. The fact is that these people will not have any problem buying individual health insurance, according to the reform.
Another great thing about the reform is that health insurance premiums will not be increased simply because the insured is diagnosed with a health issue. Standard rates will be established to include everyone, even those who have a serious long-term injury or illness. Currently, it can be difficult to find a plan that covers existing conditions without spending more than those who are healthy would be required to pay.
Another change that will be made for those buying individual health insurance is that any employer with more than fifty employees will be required to offer it. This does not go into effect for a few more years, but those who are waiting for their company to offer health insurance now have a definite idea when this will happen. Until then, it may be wise to start with some individual health insurance comparison-shopping in order to be covered temporarily.
For those who do not have the budget for buying individual health insurance, there will be a subsidy plan set up. Those who do not earn over eighty eight thousand dollars a year will qualify for this stipend. This can help those who have a lower income and who do not get benefits from their employer, or who are self-employed, to have medical coverage.
There are many more points to the reform that can be read in the full package. Those who are looking into buying individual health insurance should go ahead and continue their research as nothing goes into effect until 2014. A few months are too long to go without health coverage so waiting a few years is not a great idea.
Common Misconceptions About the pH Diet
When people first hear about the pH diet, they often get a lot of misconceptions about what they can and can’t eat on the diet. These are the misconceptions that stop people from trying a diet that can really help them to have a healthier life and lose weight. Here are the myths and the truths about the pH diet.
You Have to Eat All Alkaline Foods
One of the biggest mistakes that people make is that they think that all they can eat is foods that are alkaline. But this isn’t true. it’s a good idea to eat a variety of foods so that you have a good balance in your body. Most of the food that a person eats on the diet should be alkaline based, but people who are on it can eat some acid based foods as well.
Switch All at Once
The second mistake that people make when it comes to the pH diet is that they think that they have to switch their ways of eating all at once. Btu nothing could be further from the truth. The truth is that the switch should be made gradually, because it’s hard to make the change at once. It’s a good idea to ease yourself into the diet. Add alkaline foods to your diet a bit at a time so that your body eases into it and gets used to the change. After all, if you are someone that has been eating burgers and fries for a long time, the change could be something that is shocking to your system.
You Have to Give Up Your Favorites
The third mistake that people make when they are thinking about the pH diet is that they think that they have to give up all the food that they love. The truth is that the foods that people love can be eaten still in moderation, or they can be modified to fit with the diet. With substitutions, most any of the favorite foods can be made and be acceptable for this diet.
It’s Just for Losing Weight
The final mistake that people make when it comes to the pH diet is thinking that it’s just for losing weight. This diet is good for just about anyone, whether they have to lose weight or not, because it helps to prevent a lot of other diseases. Weight loss is just one of the many benefits that people have gotten from the diet.
As you can see, there are at least four mistakes that people make when they are thinking about the pH diet, but there are others as well. If you have these misconceptions about the diet and you decide to not do it because of them, you are going to miss out on a great way to lose weight and become healthier. Remember the mistakes listed above and the truth behind them. If you choose to do the diet, you are going to discover that it’s making a huge difference in your life and the lives of the people in your household.
You Have to Eat All Alkaline Foods
One of the biggest mistakes that people make is that they think that all they can eat is foods that are alkaline. But this isn’t true. it’s a good idea to eat a variety of foods so that you have a good balance in your body. Most of the food that a person eats on the diet should be alkaline based, but people who are on it can eat some acid based foods as well.
Switch All at Once
The second mistake that people make when it comes to the pH diet is that they think that they have to switch their ways of eating all at once. Btu nothing could be further from the truth. The truth is that the switch should be made gradually, because it’s hard to make the change at once. It’s a good idea to ease yourself into the diet. Add alkaline foods to your diet a bit at a time so that your body eases into it and gets used to the change. After all, if you are someone that has been eating burgers and fries for a long time, the change could be something that is shocking to your system.
You Have to Give Up Your Favorites
The third mistake that people make when they are thinking about the pH diet is that they think that they have to give up all the food that they love. The truth is that the foods that people love can be eaten still in moderation, or they can be modified to fit with the diet. With substitutions, most any of the favorite foods can be made and be acceptable for this diet.
It’s Just for Losing Weight
The final mistake that people make when it comes to the pH diet is thinking that it’s just for losing weight. This diet is good for just about anyone, whether they have to lose weight or not, because it helps to prevent a lot of other diseases. Weight loss is just one of the many benefits that people have gotten from the diet.
As you can see, there are at least four mistakes that people make when they are thinking about the pH diet, but there are others as well. If you have these misconceptions about the diet and you decide to not do it because of them, you are going to miss out on a great way to lose weight and become healthier. Remember the mistakes listed above and the truth behind them. If you choose to do the diet, you are going to discover that it’s making a huge difference in your life and the lives of the people in your household.
